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Fast loan decision

Funds direct deposited to your bank as soon as the next business day
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Any credit

Request a loan now, regardless of your credit score. Conditions vary and terms apply.
Loan Term (Repayment Period)
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Borrow from $200 to $5,000
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All credit scores can apply
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Funding: 1 min – 48 hrs post-approval
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Free request submission

Sometimes it's quite hard to plan ahead your finances. Unexpected situations happen all the time. That's where our service comes to the rescue. We specialize in online loans, connecting you with over 100 of direct lenders, who are ready to provide you with a loan fast and easily.

By completing a short form on this website, you get access to our network of lenders. The whole process takes just a couple of minutes. In some cases, lenders may request additional information. In general, the funds are deposited to your account in as soon as the next business day.

Getting a loan from a regular bank can be somewhat difficult, especially if your credit history is damaged or far from being perfect. Our lenders consider people with all backgrounds. No matter what credit you have, you still can submit a request and get lenders’ decision. You only need to fill out this short form, and our service will do the rest for you.

APR, total loan costs and fees example
$1,000
Interest Rate
24.00%
Loan Term
12 months
Origination Fee %
3.00%
Origination Fee $
$30
Monthly Payment
$94.56
APR
29.82%
Total Interest Paid
$134.72
Total Loan Cost
$1,164.72
$2,000
Interest Rate
19.00%
Loan Term
24 months
Origination Fee %
5.00%
Origination Fee $
$100
Monthly Payment
$100.82
APR
24.12%
Total Interest Paid
$419.68
Total Loan Cost
$2,519.68
$2,500
Interest Rate
16.00%
Loan Term
36 months
Origination Fee %
10.00%
Origination Fee $
$250
Monthly Payment
$87.89
APR
22.93%
Total Interest Paid
$665.13
Total Loan Cost
$3,414.13
$5,000
Interest Rate
12.00%
Loan Term
48 months
Origination Fee %
12.00%
Origination Fee $
$600
Monthly Payment
$131.67
APR
18.23%
Total Interest Paid
$1,320.12
Total Loan Cost
$6,920.12
How our service works
1 STEP

Fill Out Our Simple Form

It takes minutes to fill out our online form, it is protected by top-notch security software, and it is absolutely free for you. No obligation or hidden fees
2 STEP

Get Connected with a Lender

You will be connected with one of our lenders and receive your loan decision fast. Even the users with imperfect credit can be offered a loan. Fast access to cash
3 STEP

Money is Deposited Directly

E-sign documents to accept your loan offer. Your money can be transferred as soon as the next business day. And there is no penalty if you refuse. Get your cash!
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Frequently asked questions

to help you on your path to financial freedom
Annual Percentage Rate (APR)
Here at Mybearloan we offer APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal situation and financial standing. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you.
The actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc. Contact your lender for more information about the APR you may receive and the terms of your loan agreement.
Loan Term (Repayment Period)
MinimumMaximum
91 days84 months
Representative Example of APR
If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219.79 each month. The total amount payable will be $2,637, with a total interest of $137.48.
Financial Implications (Interest & Finance Charges)
Mybearloan is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Mybearloan service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
Implications of Non-Payment
When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as Mybearloan is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.
Potential Impact on Credit Score
Mybearloan is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.
Collection Practices
Mybearloan is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. mybearloan.com itself isn’t involved in debt collection.
Loan Renewal Policies
Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.

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mybearloan.com

Disclaimer: Mybearloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lеndеr directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details.
This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.
State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states.
This website collects personal information and transfers it to its third-party partners.
The website contains links to third-party websites. Accessing them may result in a commission.
Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.

Email: contact@mybearloan.com
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